Create a character inspired by the person in the reference image with realistic brown skin tone and natural facial features. Dress him in a chrome patterned hooded jacket with a less shiny, more matte metallic finish. He is holding a chrome brown money bag with a subtle metallic look in the correct hand (opposite of the previous version), with realistic US dollar bills coming out. The character has visible grills and a confident expression. Only the jacket and money bag are chrome and less shiny; the face and hands look natural. Background is transparent.emoji